I counted 80 characters to the "vertical line" (note it's not a "wrap line", it has nothing to do with wrapping, it's a completely separate arbitrary vertical line column).
I counted 82 characters to the point where it's wrapping the comment.
Important -- There are completely separate settings for the "comment wrap" feature. You keep saying you set the "word wrap" column. But that wouldn't affect your situation at all. Please read my previous post. Please look for literally the "comment wrap" settings.
What are your "word wrap" settings?
And separately and more importantly, what are your "comment wrap" settings?